Our Services

Employee Benefits

• Group Insurance:

Fully Insured Programs

Partially and Fully Self-Funded Plans

Long Term Disability Insurance

Short Term Disability Insurance

Dental Insurance

Vision Insurance

• Section 125/Flexible Benefit Plans

Implementation and administration of Flexible Benefits and Cafeteria Plans

• Cost Recover

• Property & Casualty Affiliates

Voluntary Employee Benefits (Employee Paid)

• Permenant Life Insurance

Individually designed products offered on a guarantee issue basis to employees, spouse and children

• Cancer/Dread Disease and Intensive Care Plans

Offered on a discounted basis through one of the leading recognized cancer insurance carriers in the United States

Disability Income Protection
Affordable protection for the employee at discounted rates and guarantee issue

Fringe Benefits for Business Owners and Key Executives

• Executive Compensation and Bonus Plans

Flexible plans, no ERISA compliance, simple administration

• Deferred Compensation/Salary Continuation

Flexible plans, totally selective with minimal ERISA compliance

• Split Dollar Plans

• Disability Income Protection Plans

• Buy-Sell Agreements

• Individual Life Insurance

Individual

• Term and Universal Life Insurance

We offer coverage through 50 companies

• Disability Coverage

We offer coverage through 5 companies

• Health Coverage

We offer coverage for Medical, Dental, and Vision through 8 companies

• Fixed Annuities

We offer 30 companies to suit your needs